Alternative Business Funding · DC · MD · VA

When the Bank Says No —
We Say YES.

Access up to $5 Million in alternative business funding. Fast approvals, flexible terms, and 11 funding solutions built for real business owners.

check_circle No Hard Credit Pull check_circle Approvals in 24–48 Hours check_circle 685+ FICO? Qualify for 0% check_circle Startups Welcome
Our Clients

Built for Businesses Like Yours

restaurant

Restaurant Owners

local_shipping

Truckers & Logistics

construction

Contractors & Trades

local_hospital

Medical Spas & Healthcare

account_balance

Federal Contractors

business

Small Biz & Startups

11
Products · One Application
$5M
Maximum Funding
24hr
To Approval
11 Funding Solutions

Every Funding Solution Under One Roof

Whether you're launching, growing, or scaling — we have the right product for your stage.

⭐ Most Popular
🚀

Startup Business Funding (SBF)

True no-doc funding — no tax returns, no revenue history required.

  • Up to $150,000 at 0% interest for 12–18 months
  • 685+ FICO required
  • Major credit card open 1+ year
  • No collections, repos, or bankruptcies
Apply Now →
🏠

7X Real Estate Line of Credit

Turn your liquid assets into a powerful real estate investing line of credit.

  • LOC = liquid assets × 7
  • 660+ FICO required
  • $100K savings = $700K LOC
  • Just show funds — you keep them
Apply Now →
💳

Merchant Cash Advance

Quick capital based on your business revenue — not your credit score.

  • Approval based on cash flow
  • No collateral required
  • Funds in as little as 24 hours
Apply Now →
🏛️

SBA / Government Loans

Government-backed financing with the best rates and longest terms available.

  • Up to $5 Million
  • SBA 7(a), 504, Express options
  • Lowest interest rates available
Apply Now →
📈

Business Term Loan

The classic, reliable funding solution for well-established businesses.

  • Fixed interest rates and terms
  • Up to 5-year payback terms
  • Expansion, equipment, hiring
Apply Now →
💰

Business Line of Credit

A revolving fund — draw only what you need, when you need it.

  • Pay interest only on funds used
  • Reusable as you repay
  • Perfect for cash flow gaps
Apply Now →
🔧

Equipment Financing

Finance or lease any equipment your business needs without draining cash.

  • Startups and existing businesses
  • Vehicles, machinery, tech, and more
  • Equipment serves as collateral
Apply Now →
🏢

Commercial Mortgage

Buy, build, renovate, or refinance commercial real estate.

  • Up to $100 Million
  • Office, retail, warehouse, multi-unit
  • Build equity while you grow
Apply Now →
🤝

Business Acquisition Loan

Get funded to buy an existing business or franchise.

  • Covers full purchase price
  • Businesses and franchises
  • Decisions in 24–48 hours
Apply Now →
📊

Accounts Receivable Financing

Stop waiting on Net-30 invoices — get paid now.

  • Advance on outstanding invoices
  • 24-hour approval
  • No additional collateral needed
Apply Now →
💼

Business Credit Card

Separate expenses while building your business credit profile.

  • Reduces impact on personal FICO
  • Rewards programs included
  • Startups and established businesses
Apply Now →
Simple Process

Get Funded in 3 Simple Steps

1

Pre-Qualify (Free)

Fill out our short form. No hard credit pull. Takes 2 minutes.

2

We Match You

Our team reviews your profile and identifies the best funding product for your goals.

3

Get Funded

Receive your offer and access your capital — often within 24–72 hours.

Free Pre-Qualification

Find Out How Much You Qualify For

No hard credit pull. No obligation. A funding specialist will contact you within 24–48 hours.

Funding Interest (select all that apply)

lock Your information is 100% confidential and never sold.

Client Results

Why Business Owners Choose AASBS

★★★★★

"I was turned down by two banks. AASBS got me $85,000 in startup funding within a week."

— Restaurant Owner, Northern Virginia
★★★★★

"The 7X program let me scale my real estate portfolio without touching my savings."

— Real Estate Investor, DC Metro
★★★★★

"Equipment financing in 48 hours. My trucks were on the road before the bank even replied."

— Trucking Owner, Maryland

11 Funding Products. One Simple Application. Zero Obligation.

Apply Now Call 1 (833) 208-1221