Alternative Business Funding · DC · MD · VA

When the Bank Says No —
We Say YES.

Access up to $5 Million in alternative business funding. Fast approvals, flexible terms, and 11 funding solutions built for real business owners.

Check Your Funding Options — Free, No Hard Pull
No Hard Credit Pull to Check Options Approvals in 24–48 Hours 685+ FICO? Qualify for 0% Funding Serving DC · Maryland · Virginia Startups & Established Businesses Welcome

Built for Businesses Like Yours

Restaurant Owners

Truckers & Logistics

Contractors & Trades

Medical Spas & Healthcare

Federal Contractors

Small Business Owners & Startups

Every Funding Solution Under One Roof

Whether you're launching, growing, or scaling — we have the right product for your stage.

⭐ Most Popular

Startup Business Funding (SBF)

True no-doc funding — no tax returns, no revenue history required.

  • Up to $150,000 at 0% interest for 12–18 months
  • 685+ FICO required
  • Major credit card open 1+ year
  • No recent repossessions, collections, or bankruptcies
  • 9.9% finder fee · Perfect for new businesses & side hustles
Apply Now →

7X Real Estate Line of Credit

Turn your liquid assets into a powerful real estate investing line of credit.

  • LOC = your liquid assets × 7
  • 660+ FICO required
  • No mortgage lates, foreclosures, or bankruptcies
  • $100K savings = $700,000 LOC
  • Just show the funds — you keep them
Apply Now →

Merchant Cash Advance (MCA)

Quick capital based on your business revenue — not your credit score.

  • Approval based on business performance & cash flow
  • No collateral required
  • Funds available in as little as 24 hours
  • Great for strong revenue with challenged credit
Apply Now →

SBA / Government Loans

Government-backed financing with the best rates and longest terms available.

  • Up to $5 Million
  • SBA 7(a), SBA 504, SBA Express options
  • Best for established businesses with proven income
  • Lowest interest rates of any product
Apply Now →

Business Term Loan

The classic, reliable funding solution for well-established businesses.

  • Fixed interest rates and payment terms
  • Use for expansion, equipment, or hiring
  • Up to 5-year payback terms
  • Most popular for established businesses
Apply Now →

Business Line of Credit

A revolving "rainy day fund" — draw only what you need, when you need it.

  • Pay interest only on funds you use
  • Reusable as you repay
  • Perfect for managing cash flow gaps
  • Great for seasonal businesses
Apply Now →

Equipment Financing

Finance or lease any equipment your business needs without draining cash.

  • Available for startups and existing businesses
  • Covers vehicles, machinery, tech, and more
  • Equipment serves as collateral
  • No additional assets required
Apply Now →

Commercial Mortgage

Buy, build, renovate, or refinance commercial real estate.

  • Up to $100 Million for commercial projects
  • Very low interest rates (loan secured by collateral)
  • Covers office, retail, warehouse, multi-unit
  • Build equity while you grow
Apply Now →

Business Acquisition Loan

Get funded to buy an existing business or franchise.

  • Covers the full purchase price of a business or franchise
  • Submit financials and projections to qualify
  • Fast decisions — 24–48 hours after review
Apply Now →

Accounts Receivable Financing

Stop waiting on Net-30 invoices — get paid now.

  • Advance on outstanding invoices already earned
  • 24-hour approval after lender reviews receivables
  • Perfect for B2B businesses with slow-paying clients
  • No additional collateral required
Apply Now →

Business Credit Card

Separate business and personal expenses while building your business credit profile.

  • Reduces impact on personal FICO score
  • Comes with rewards programs
  • Builds business credit history
  • Available for startups and established businesses
Apply Now →
11
Products · One Application
$5M
Maximum Funding
24hr
To Approval

Get Funded in 3 Simple Steps

1

Pre-Qualify (Free)

Fill out our short form. No hard credit pull. Takes 2 minutes.

2

We Match You

Our team reviews your profile and identifies the best funding product for your goals.

3

Get Funded

Receive your offer and access your capital — often within 24–72 hours.

Find Out How Much You Qualify For — Free

No hard credit pull. No obligation. A funding specialist will contact you within 24–48 hours.

What type of funding are you interested in?

Your information is 100% confidential and never sold.

Why Business Owners Choose AASBS

★★★★★

"I was turned down by two banks. AASBS got me $85,000 in startup funding within a week."

— Restaurant Owner, Northern Virginia
★★★★★

"The 7X program let me scale my real estate portfolio without touching my savings."

— Real Estate Investor, DC Metro
★★★★★

"Equipment financing in 48 hours. My trucks were on the road before the bank even replied."

— Trucking Owner, Maryland

11 Funding Products. One Simple Application. Zero Obligation.

Apply Now Call (877) 708-1415